| 2019-Central Florida (American) |
| Aug. 29 | vs | Florida A&M ( ) | W | 62 | 0 |
| Sep. 7 | at | Florida Atlantic (11-3) | W | 48 | 14 |
| Sep. 14 | vs | Stanford (4-8) | W | 45 | 27 |
| Sep. 21 | at | Pittsburgh (8-5) | L | 34 | 35 |
| Sep. 28 | vs | *Connecticut (2-10) | W | 56 | 21 |
| Oct. 4 | at | *Cincinnati (11-3) | L | 24 | 27 |
| Oct. 19 | vs | *East Carolina (4-8) | W | 41 | 28 |
| Oct. 26 | at | *Temple (8-5) | W | 63 | 21 |
| Nov. 2 | vs | *Houston (4-8) | W | 44 | 29 |
| Nov. 8 | at | *Tulsa (4-8) | L | 31 | 34 |
| Nov. 23 | at | *Tulane (7-6) | W | 34 | 31 |
| Nov. 29 | vs | *South Florida (4-8) | W | 34 | 7 |
| Dec. 23 | vs | Marshall (8-5) | W | 48 | 25 | at Tampa, FL | Gasparilla Bowl |
| | 10-3-0 | | 564 | 299 |
| 2018-Central Florida (American) |
| Aug. 30 | at | *Connecticut (1-11) | W | 56 | 17 |
| Sep. 8 | vs | South Carolina State ( ) | W | 38 | 0 |
| Sep. 21 | vs | Florida Atlantic (5-7) | W | 56 | 36 |
| Sep. 29 | vs | Pittsburgh (7-7) | W | 45 | 14 |
| Oct. 6 | vs | *Southern Methodist (5-7) | W | 48 | 20 |
| Oct. 13 | at | *Memphis (8-6) | W | 31 | 30 |
| Oct. 20 | at | *East Carolina (3-9) | W | 37 | 10 |
| Nov. 1 | vs | *Temple (8-5) | W | 52 | 40 |
| Nov. 10 | vs | *Navy (3-10) | W | 35 | 24 |
| Nov. 17 | vs | *Cincinnati (11-2) | W | 38 | 13 |
| Nov. 23 | at | *South Florida (7-6) | W | 38 | 10 |
| Dec. 1 | vs | *Memphis (8-6) | W | 56 | 41 | at Orlando, FL | American Conference Championship |
| Jan. 1 | vs | Louisiana State (10-3) | L | 32 | 40 | at Glendale, AZ | Fiesta Bowl |
| | 12-1-0 | | 562 | 295 |
| 2017-Central Florida (American) |
| Sep. 1 | vs | Florida International (8-5) | W | 61 | 17 |
| Sep. 23 | at | Maryland (4-8) | W | 38 | 10 |
| Sep. 30 | vs | *Memphis (10-3) | W | 40 | 13 |
| Oct. 7 | at | *Cincinnati (4-8) | W | 51 | 23 |
| Oct. 14 | vs | *East Carolina (3-9) | W | 63 | 21 |
| Oct. 21 | at | *Navy (7-6) | W | 31 | 21 |
| Oct. 28 | vs | Austin Peay ( ) | W | 73 | 33 |
| Nov. 4 | at | *Southern Methodist (7-6) | W | 31 | 24 |
| Nov. 11 | vs | *Connecticut (3-9) | W | 49 | 24 |
| Nov. 18 | at | *Temple (7-6) | W | 45 | 19 |
| Nov. 24 | vs | *South Florida (10-2) | W | 49 | 42 |
| Dec. 2 | vs | *Memphis (10-3) | W | 62 | 55 | at Orlando, FL | American Conference Championship |
| Jan. 1 | vs | Auburn (10-4) | W | 34 | 27 | at Atlanta, GA | Peach Bowl |
| | 13-0-0 | | 627 | 329 |
| 2016-Central Florida (American) |
| Sep. 3 | vs | South Carolina State ( ) | W | 38 | 0 |
| Sep. 10 | at | Michigan (10-3) | L | 14 | 51 |
| Sep. 17 | vs | Maryland (6-7) | L | 24 | 30 |
| Sep. 24 | at | Florida International (4-8) | W | 53 | 14 |
| Oct. 1 | at | *East Carolina (3-9) | W | 47 | 29 |
| Oct. 15 | vs | *Temple (10-4) | L | 25 | 26 |
| Oct. 22 | at | *Connecticut (3-9) | W | 24 | 16 |
| Oct. 29 | at | *Houston (9-4) | L | 24 | 31 |
| Nov. 5 | vs | *Tulane (4-8) | W | 37 | 6 |
| Nov. 12 | vs | *Cincinnati (4-8) | W | 24 | 3 |
| Nov. 19 | vs | *Tulsa (10-3) | L | 20 | 35 |
| Nov. 26 | at | *South Florida (11-2) | L | 31 | 48 |
| Dec. 17 | vs | Arkansas State (8-5) | L | 13 | 31 | at Orlando, FL | Cure Bowl |
| | 6-7-0 | | 374 | 320 |
| 2015-Central Florida (American) |
| Sep. 3 | vs | Florida International (5-7) | L | 14 | 15 |
| Sep. 12 | at | Stanford (12-2) | L | 7 | 31 |
| Sep. 19 | vs | Furman ( ) | L | 15 | 16 |
| Sep. 26 | at | South Carolina (3-9) | L | 14 | 31 |
| Oct. 3 | at | *Tulane (3-9) | L | 31 | 45 |
| Oct. 10 | vs | *Connecticut (6-7) | L | 13 | 40 |
| Oct. 17 | at | *Temple (10-4) | L | 16 | 30 |
| Oct. 24 | vs | *Houston (13-1) | L | 10 | 59 |
| Oct. 31 | at | *Cincinnati (7-6) | L | 7 | 52 |
| Nov. 7 | at | *Tulsa (6-7) | L | 30 | 45 |
| Nov. 19 | vs | *East Carolina (5-7) | L | 7 | 44 |
| Nov. 26 | vs | *South Florida (8-5) | L | 3 | 44 |
| | 0-12-0 | | 167 | 452 |
| 2014-Central Florida (American) |
| Aug. 30 | vs | Penn State (7-6) | L | 24 | 26 | at Dublin, Ireland |
| Sep. 13 | at | Missouri (11-3) | L | 10 | 38 |
| Sep. 20 | vs | Bethune-Cookman ( ) | W | 41 | 7 |
| Oct. 2 | at | *Houston (8-5) | W | 17 | 12 |
| Oct. 9 | vs | Brigham Young (8-5) | W | 31 | 24 |
| Oct. 18 | vs | *Tulane (3-9) | W | 20 | 13 |
| Oct. 25 | vs | *Temple (6-6) | W | 34 | 14 |
| Nov. 1 | at | *Connecticut (2-10) | L | 29 | 37 |
| Nov. 14 | vs | *Tulsa (2-10) | W | 31 | 7 |
| Nov. 22 | vs | *Southern Methodist (1-11) | W | 53 | 7 |
| Nov. 28 | at | *South Florida (4-8) | W | 16 | 0 |
| Dec. 4 | at | *East Carolina (8-5) | W | 32 | 30 |
| Dec. 26 | vs | North Carolina State (8-5) | L | 27 | 34 | at St. Petersburg, FL | Bitcoin Bowl |
| | 9-4-0 | | 365 | 249 |
| 2013-Central Florida (American) |
| Aug. 29 | vs | Akron (5-7) | W | 38 | 7 |
| Sep. 6 | at | Florida International (1-11) | W | 38 | 0 |
| Sep. 14 | at | Penn State (7-5) | W | 34 | 31 |
| Sep. 28 | vs | South Carolina (11-2) | L | 25 | 28 |
| Oct. 5 | at | *Memphis (3-9) | W | 24 | 17 |
| Oct. 18 | at | *Louisville (12-1) | W | 38 | 35 |
| Oct. 26 | vs | *Connecticut (3-9) | W | 62 | 17 |
| Nov. 9 | vs | *Houston (8-5) | W | 19 | 14 |
| Nov. 16 | at | *Temple (2-10) | W | 39 | 36 |
| Nov. 21 | vs | *Rutgers (6-7) | W | 41 | 17 |
| Nov. 29 | vs | *South Florida (2-10) | W | 23 | 20 |
| Dec. 7 | at | *Southern Methodist (5-7) | W | 17 | 13 |
| Jan. 1 | vs | Baylor (11-2) | W | 52 | 42 | at Glendale, AZ | Fiesta Bowl |
| | 12-1-0 | | 450 | 277 |
| 2012-Central Florida (CUSA) |
| Aug. 30 | at | Akron (1-11) | W | 56 | 14 |
| Sep. 8 | at | Ohio State (12-0) | L | 16 | 31 |
| Sep. 15 | vs | Florida International (3-9) | W | 33 | 20 |
| Sep. 29 | vs | Missouri (5-7) | L | 16 | 21 |
| Oct. 4 | vs | *East Carolina (8-5) | W | 40 | 20 |
| Oct. 13 | vs | *Southern Mississippi (0-12) | W | 38 | 31 |
| Oct. 20 | at | *Memphis (4-8) | W | 35 | 17 |
| Oct. 27 | at | *Marshall (5-7) | W | 54 | 17 |
| Nov. 3 | vs | *Southern Methodist (7-6) | W | 42 | 17 |
| Nov. 10 | at | *Texas-El Paso (3-9) | W | 31 | 24 |
| Nov. 17 | at | *Tulsa (11-3) | L | 21 | 23 |
| Nov. 24 | vs | *Alabama-Birmingham (3-9) | W | 49 | 24 |
| Dec. 1 | vs | *Tulsa (11-3) | L | 27 | 33 | at Tulsa, OK | CUSA Championship |
| Dec. 21 | vs | Ball State (9-4) | W | 38 | 17 | at St. Petersburg, FL | Beef O'Brady's Bowl |
| | 10-4-0 | | 496 | 309 |
| 2011-Central Florida (CUSA) |
| Sep. 3 | vs | Charleston Southern ( ) | W | 62 | 0 |
| Sep. 10 | vs | Boston College (4-8) | W | 30 | 3 |
| Sep. 17 | at | Florida International (8-5) | L | 10 | 17 |
| Sep. 23 | at | Brigham Young (10-3) | L | 17 | 24 |
| Oct. 8 | vs | *Marshall (7-6) | W | 16 | 6 |
| Oct. 15 | at | *Southern Methodist (8-5) | L | 17 | 38 |
| Oct. 20 | at | *Alabama-Birmingham (3-9) | L | 24 | 26 |
| Oct. 29 | vs | *Memphis (2-10) | W | 41 | 0 |
| Nov. 3 | vs | *Tulsa (8-5) | L | 17 | 24 |
| Nov. 12 | at | *Southern Mississippi (12-2) | L | 29 | 30 |
| Nov. 19 | at | *East Carolina (5-7) | L | 31 | 38 |
| Nov. 25 | vs | *Texas-El Paso (5-7) | W | 31 | 14 |
| | 5-7-0 | | 325 | 220 |
| 2010-Central Florida (CUSA) |
| Sep. 4 | vs | South Dakota ( ) | W | 38 | 7 |
| Sep. 11 | vs | North Carolina State (9-4) | L | 21 | 28 |
| Sep. 18 | at | Buffalo (2-10) | W | 24 | 10 |
| Sep. 25 | at | Kansas State (7-6) | L | 13 | 17 |
| Oct. 6 | vs | *Alabama-Birmingham (4-8) | W | 42 | 7 |
| Oct. 13 | at | *Marshall (5-7) | W | 35 | 14 |
| Oct. 23 | vs | *Rice (4-8) | W | 41 | 14 |
| Oct. 30 | vs | *East Carolina (6-7) | W | 49 | 35 |
| Nov. 5 | at | *Houston (5-7) | W | 40 | 33 |
| Nov. 13 | vs | *Southern Mississippi (8-5) | L | 21 | 31 |
| Nov. 20 | at | *Tulane (4-8) | W | 61 | 14 |
| Nov. 27 | at | *Memphis (1-11) | W | 37 | 17 |
| Dec. 4 | vs | *Southern Methodist (7-7) | W | 17 | 7 | at Orlando, FL | CUSA Championship |
| Dec. 31 | vs | Georgia (6-7) | W | 10 | 6 | at Memphis, TN | Liberty Bowl |
| | 11-3-0 | | 449 | 240 |
| 2009-Central Florida (CUSA) |
| Sep. 5 | vs | Samford ( ) | W | 28 | 24 |
| Sep. 12 | at | *Southern Mississippi (7-6) | L | 19 | 26 |
| Sep. 19 | vs | Buffalo (5-7) | W | 23 | 17 |
| Sep. 26 | at | *East Carolina (9-5) | L | 14 | 19 |
| Oct. 3 | vs | *Memphis (2-10) | W | 32 | 14 |
| Oct. 17 | vs | Miami (Florida) (9-4) | L | 7 | 27 |
| Oct. 24 | at | *Rice (2-10) | W | 49 | 7 |
| Nov. 1 | vs | *Marshall (7-6) | W | 21 | 20 |
| Nov. 7 | at | Texas (13-1) | L | 3 | 35 |
| Nov. 14 | vs | *Houston (10-4) | W | 37 | 32 |
| Nov. 21 | vs | *Tulane (3-9) | W | 49 | 0 |
| Nov. 28 | at | *Alabama-Birmingham (5-7) | W | 34 | 27 |
| Dec. 19 | vs | Rutgers (9-4) | L | 24 | 45 | at St. Petersburg, FL | St. Petersburg Bowl |
| | 8-5-0 | | 340 | 293 |
| 2008-Central Florida (CUSA) |
| Aug. 30 | vs | South Carolina State ( ) | W | 17 | 0 |
| Sep. 6 | vs | South Florida (8-5) | L | 24 | 31 |
| Sep. 20 | at | Boston College (9-5) | L | 7 | 34 |
| Sep. 27 | at | *Texas-El Paso (5-7) | L | 13 | 58 |
| Oct. 4 | vs | *Southern Methodist (1-11) | W | 31 | 17 |
| Oct. 11 | at | Miami (Florida) (7-6) | L | 14 | 20 |
| Oct. 26 | at | *Tulsa (11-3) | L | 19 | 49 |
| Nov. 2 | vs | *East Carolina (9-5) | L | 10 | 13 |
| Nov. 8 | vs | *Southern Mississippi (7-6) | L | 6 | 17 |
| Nov. 15 | at | *Marshall (4-8) | W | 30 | 14 |
| Nov. 22 | at | *Memphis (6-7) | W | 28 | 21 |
| Nov. 29 | vs | *Alabama-Birmingham (4-8) | L | 0 | 15 |
| | 4-8-0 | | 199 | 289 |
| 2007-Central Florida (CUSA) |
| Sep. 1 | at | North Carolina State (5-7) | W | 25 | 23 |
| Sep. 15 | vs | Texas (10-3) | L | 32 | 35 |
| Sep. 22 | vs | *Memphis (7-6) | W | 56 | 20 |
| Sep. 29 | vs | Louisiana (3-9) | W | 37 | 19 |
| Oct. 6 | at | *East Carolina (8-5) | L | 38 | 52 |
| Oct. 13 | at | South Florida (9-4) | L | 12 | 64 |
| Oct. 20 | vs | *Tulsa (10-4) | W | 44 | 23 |
| Oct. 28 | at | *Southern Mississippi (7-6) | W | 34 | 17 |
| Nov. 3 | vs | *Marshall (3-9) | W | 47 | 13 |
| Nov. 10 | at | *Alabama-Birmingham (2-10) | W | 45 | 31 |
| Nov. 17 | at | *Southern Methodist (1-11) | W | 49 | 20 |
| Nov. 24 | vs | *Texas-El Paso (4-8) | W | 36 | 20 |
| Dec. 1 | vs | *Tulsa (10-4) | W | 44 | 25 | CUSA Championship |
| Dec. 29 | vs | Mississippi State (8-5) | L | 3 | 10 | at Memphis, TN | Liberty Bowl |
| | 10-4-0 | | 502 | 372 |
| 2006-Central Florida (CUSA) |
| Sep. 2 | vs | Villanova ( ) | W | 35 | 16 |
| Sep. 9 | at | Florida (13-1) | L | 0 | 42 |
| Sep. 16 | vs | South Florida (9-4) | L | 17 | 24 |
| Sep. 26 | vs | *Southern Mississippi (9-5) | L | 14 | 19 |
| Oct. 4 | at | *Marshall (5-7) | W | 23 | 22 |
| Oct. 13 | vs | Pittsburgh (6-6) | L | 7 | 52 |
| Oct. 21 | vs | *Rice (7-6) | L | 29 | 40 |
| Oct. 28 | at | *Houston (10-4) | L | 31 | 51 |
| Nov. 4 | vs | *East Carolina (7-6) | L | 10 | 23 |
| Nov. 11 | at | *Memphis (2-10) | W | 26 | 24 |
| Nov. 18 | at | *Tulane (4-8) | L | 9 | 10 |
| Nov. 25 | vs | *Alabama-Birmingham (3-9) | W | 31 | 22 |
| | 4-8-0 | | 232 | 345 |
| 2005-Central Florida (CUSA) |
| Sep. 1 | at | South Carolina (7-5) | L | 15 | 24 |
| Sep. 17 | at | South Florida (6-6) | L | 14 | 31 |
| Sep. 24 | vs | *Marshall (4-7) | W | 23 | 13 |
| Oct. 1 | at | Louisiana (6-5) | W | 24 | 21 |
| Oct. 8 | vs | *Memphis (7-5) | W | 38 | 17 |
| Oct. 15 | at | *Southern Mississippi (7-5) | L | 31 | 52 |
| Oct. 21 | vs | *Tulane (2-9) | W | 34 | 24 |
| Oct. 29 | at | *East Carolina (5-6) | W | 30 | 20 |
| Nov. 5 | vs | *Houston (6-6) | W | 31 | 29 |
| Nov. 12 | at | *Alabama-Birmingham (5-6) | W | 27 | 21 |
| Nov. 19 | at | *Rice (1-10) | W | 31 | 28 |
| Dec. 3 | vs | *Tulsa (9-4) | L | 27 | 44 | CUSA Championship |
| Dec. 24 | vs | Nevada (9-3) | L | 48 | 49 | at Honolulu, HI | Hawaii Bowl |
| | 8-5-0 | | 373 | 373 |
| 2004-Central Florida (MAC) |
| Sep. 4 | at | Wisconsin (9-3) | L | 6 | 34 |
| Sep. 11 | vs | West Virginia (8-4) | L | 20 | 45 |
| Sep. 18 | at | Penn State (4-7) | L | 13 | 37 |
| Oct. 2 | at | *Buffalo (2-9) | L | 20 | 48 |
| Oct. 9 | vs | *Northern Illinois (9-3) | L | 28 | 30 |
| Oct. 16 | vs | *Akron (6-5) | L | 21 | 26 |
| Oct. 23 | at | *Miami (Ohio) (8-5) | L | 7 | 43 |
| Oct. 30 | at | *Marshall (6-6) | L | 3 | 20 |
| Nov. 6 | vs | *Ohio (4-7) | L | 16 | 17 |
| Nov. 13 | at | *Ball State (2-9) | L | 17 | 21 |
| Nov. 23 | vs | *Kent State (5-6) | L | 24 | 41 |
| | 0-11-0 | | 175 | 362 |
| 2003-Central Florida (MAC) |
| Aug. 31 | at | Virginia Tech (8-5) | L | 28 | 49 |
| Sep. 13 | vs | Florida Atlantic ( ) | W | 33 | 29 |
| Sep. 20 | at | Syracuse (6-6) | L | 14 | 38 |
| Sep. 27 | at | *Kent State (5-7) | L | 16 | 36 |
| Oct. 4 | vs | *Buffalo (1-11) | W | 19 | 10 |
| Oct. 11 | at | *Ohio (2-10) | L | 0 | 28 |
| Oct. 18 | at | *Akron (7-5) | L | 24 | 38 |
| Oct. 25 | vs | *Central Michigan (3-9) | W | 31 | 13 |
| Nov. 1 | at | West Virginia (8-5) | L | 18 | 36 |
| Nov. 8 | at | *Eastern Michigan (3-9) | L | 13 | 19 |
| Nov. 19 | vs | *Marshall (8-4) | L | 7 | 21 |
| Nov. 28 | vs | *Miami (Ohio) (13-1) | L | 21 | 56 |
| | 3-9-0 | | 224 | 373 |
| 2002-Central Florida (MAC) |
| Aug. 31 | at | Penn State (9-4) | L | 24 | 27 |
| Sep. 7 | at | Arizona State (8-6) | L | 13 | 46 |
| Sep. 20 | at | *Marshall (11-2) | L | 21 | 26 |
| Sep. 28 | vs | Liberty ( ) | W | 48 | 17 |
| Oct. 12 | at | *Western Michigan (4-8) | W | 31 | 27 |
| Oct. 19 | vs | *Toledo (9-5) | L | 24 | 27 |
| Oct. 26 | vs | *Akron (4-8) | W | 28 | 17 |
| Nov. 2 | vs | Syracuse (4-8) | L | 35 | 38 |
| Nov. 9 | at | *Buffalo (1-11) | W | 45 | 21 |
| Nov. 16 | vs | *Kent State (3-9) | W | 32 | 6 |
| Nov. 23 | at | *Miami (Ohio) (7-5) | W | 48 | 31 |
| Nov. 30 | vs | *Ohio (4-8) | W | 42 | 32 |
| | 7-5-0 | | 391 | 315 |
| 2001-Central Florida (Independent) |
| Sep. 1 | at | Clemson (7-5) | L | 13 | 21 |
| Sep. 8 | at | Syracuse (10-3) | L | 10 | 21 |
| Sep. 22 | at | Tulane (3-9) | W | 36 | 29 |
| Sep. 29 | at | Virginia Tech (8-4) | L | 14 | 46 |
| Oct. 6 | vs | Alabama-Birmingham (6-5) | W | 24 | 7 |
| Oct. 13 | vs | Liberty ( ) | W | 63 | 0 |
| Oct. 20 | vs | Louisiana-Monroe (2-9) | W | 38 | 6 |
| Oct. 27 | at | Utah State (4-7) | L | 27 | 30 |
| Nov. 3 | vs | Akron (4-7) | W | 57 | 17 |
| Nov. 10 | at | Arkansas (7-5) | L | 20 | 27 |
| Nov. 24 | vs | Louisiana (3-8) | W | 31 | 0 |
| | 6-5-0 | | 333 | 204 |
| 2000-Central Florida (Independent) |
| Sep. 2 | at | Georgia Tech (9-3) | L | 17 | 21 |
| Sep. 9 | vs | Northwestern State ( ) | W | 19 | 7 |
| Sep. 16 | at | Akron (6-5) | L | 24 | 35 |
| Sep. 23 | vs | William & Mary ( ) | W | 52 | 7 |
| Sep. 30 | at | Eastern Michigan (3-8) | W | 31 | 10 |
| Oct. 7 | at | Northern Illinois (6-5) | L | 20 | 40 |
| Oct. 14 | vs | Eastern Kentucky ( ) | W | 34 | 3 |
| Oct. 21 | vs | Louisiana-Monroe (1-10) | W | 55 | 0 |
| Oct. 28 | at | Alabama (3-8) | W | 40 | 38 |
| Nov. 4 | at | Louisiana Tech (3-9) | W | 20 | 16 |
| Nov. 11 | vs | Virginia Tech (11-1) | L | 21 | 44 |
| | 7-4-0 | | 333 | 221 |
| 1999-Central Florida (Independent) |
| Sep. 4 | vs | Purdue (7-5) | L | 13 | 47 |
| Sep. 11 | at | Florida (9-4) | L | 27 | 58 |
| Sep. 18 | at | Georgia Tech (8-4) | L | 10 | 41 |
| Sep. 25 | at | Georgia (8-4) | L | 23 | 24 |
| Oct. 2 | vs | Eastern Illinois ( ) | W | 31 | 21 |
| Oct. 16 | vs | Nicholls State ( ) | W | 28 | 0 |
| Oct. 23 | vs | Louisiana Tech (8-3) | L | 35 | 46 |
| Oct. 30 | vs | Eastern Michigan (4-7) | W | 31 | 6 |
| Nov. 6 | at | Auburn (5-6) | L | 10 | 28 |
| Nov. 13 | at | Middle Tennessee State (3-8) | W | 39 | 14 |
| Nov. 20 | vs | Bowling Green (5-6) | L | 30 | 33 |
| | 4-7-0 | | 277 | 318 |
| 1998-Central Florida (Independent) |
| Sep. 5 | at | Louisiana Tech (6-6) | W | 64 | 30 |
| Sep. 12 | vs | Eastern Illinois ( ) | W | 48 | 0 |
| Sep. 19 | at | Purdue (9-4) | L | 7 | 35 |
| Sep. 26 | at | Bowling Green (5-6) | W | 38 | 31 |
| Oct. 3 | at | Toledo (7-5) | W | 31 | 24 |
| Oct. 10 | vs | Northern Illinois (2-9) | W | 38 | 17 |
| Oct. 24 | at | Louisiana (2-9) | W | 42 | 10 |
| Oct. 31 | vs | Youngstown State ( ) | W | 44 | 32 |
| Nov. 7 | at | Auburn (3-8) | L | 6 | 10 |
| Nov. 14 | vs | Ball State (1-10) | W | 37 | 14 |
| Nov. 21 | vs | New Mexico (3-9) | W | 38 | 6 |
| | 9-2-0 | | 393 | 209 |
| 1997-Central Florida (Independent) |
| Aug. 30 | at | Mississippi (8-4) | L | 23 | 24 |
| Sep. 6 | at | South Carolina (5-6) | L | 31 | 33 |
| Sep. 13 | at | Nebraska (13-0) | L | 24 | 38 |
| Sep. 20 | vs | Idaho (5-6) | W | 41 | 10 |
| Sep. 27 | at | Auburn (10-3) | L | 14 | 41 |
| Oct. 4 | at | Kent State (3-8) | W | 59 | 43 |
| Oct. 11 | vs | Samford ( ) | W | 52 | 7 |
| Oct. 25 | at | Mississippi State (7-4) | L | 28 | 35 |
| Nov. 1 | at | Louisiana-Monroe (5-7) | L | 41 | 45 |
| Nov. 15 | vs | Eastern Michigan (4-7) | W | 27 | 10 |
| Nov. 22 | vs | Toledo (9-3) | W | 34 | 17 |
| | 5-6-0 | | 374 | 303 |
| 1996-Central Florida (Independent) |
| Aug. 29 | vs | William & Mary ( ) | W | 39 | 33 |
| Sep. 7 | at | South Carolina (6-5) | L | 14 | 33 |
| Sep. 14 | at | New Mexico (6-5) | L | 7 | 17 |
| Sep. 21 | at | Ball State (8-4) | L | 10 | 31 |
| Sep. 28 | at | East Carolina (8-3) | L | 7 | 28 |
| Oct. 12 | vs | Samford ( ) | W | 38 | 6 |
| Oct. 19 | vs | Louisiana-Monroe (5-6) | L | 38 | 39 |
| Oct. 26 | at | Georgia Tech (5-6) | L | 20 | 27 |
| Nov. 2 | vs | Illinois State ( ) | W | 42 | 15 |
| Nov. 9 | at | Alabama-Birmingham (5-6) | W | 35 | 13 |
| Nov. 16 | vs | Bowling Green (4-7) | W | 27 | 19 |
| | 5-6-0 | | 277 | 261 |
